newbie with question

[mmc_80 Junior Member Find all posts View Profile Close mmc_80]

I posted my question in the wrong area as mentioned below. Will post it to the correct area. Sorry

[Jya-Ning Silver Contributor Find all posts View Profile Close Jya-Ning]

Hello to all, I love this site and the information everyone gives. I have been lurking around for months now. Just trying to do my homework before bying a ts. The more i read the more i learn, however the more i become confused.

I am almost sure we want to buy a wyndham points ts, RESALE, of course. However i have a couple of questions, still a little confused.
We will not be buying to stay at home resort, but to use mostly last minute vacations. Maybe once in a while we will reserve more than 6 months out. We are very flexible. We like the idea of being able to go to different places, especially places we haven't been yet.

Good, in this caes, point is point. Select a place where there is less chance get nature disaster and living cost will not increase too much. Generally, a converted prime week with large room is best in this situation. Or if you willing to do a lot of buy and selling, you can select the lowest MF for now.

Don't need too many points, I believe you are doing short stay anyway.

I want to get an account that is connected with rci because of being able to do 28k deposits to get a week last minute. Is there a charge everytime you deposit? if so should one just deposit all the 28k weeks at once?

It charges as one transaction, so if possible, deposit as many 28k at the same time. However, you need also know the time these weeks expired, you may want weeks expired at different time, so you can at least use them. With 28k, your trip stay day will be 4 to 5 days at least, so you need to check your vacation time.

Forget to add, RCI will charge each week one exchange fee if you use them for exchanges. If you let them expired, that is free.

I am thinking now, after doing some reading, of maybe going with II, however i have not heard much about trading with II, and last minute trades, or how much points you have to deposit with II. We were interested with II because of being able to get into DVC once in a while. I am confused as to what would be best.

Thanks everyone. Just excited that we will be bying soon, but before i do i want to make sure we know what is best for us.

Even at the flex time, II still has all kind of trading rules, Not like WM where at flexible time, it is true flexible (need to add that some corp.'s special protection rule still apply), Wyndham seems like unit size still will be restricted, plus the trading power issues.

plus Wyndham does not have a lot of affliation with II, so it is less discussed, but I know several members in this forums are Wyndham II member, so they may chime in more.

You may want to ask the moderator move your post to Wyndham forum

Jya-Ning