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Selling timeshare

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  • #16
    does anybody know where to get a refi on the loans i have with bg at a better rate.....I'm stuck at a high rate and looks like i cant sell so I'll try to get a better payment plan HELP!!!!

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    • #17
      Sometimes you can pay it off with a credit card check. Playing the interest free credit card balance and switching to another when it expires can actually result in an interest free loan, which can be paid off much quicker.

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      • #18
        Originally posted by snapperkid View Post
        does anybody know where to get a refi on the loans i have with bg at a better rate.....I'm stuck at a high rate and looks like i cant sell so I'll try to get a better payment plan HELP!!!!
        no bank will refi a ts loan. You would have to find another way. If you can pay it off via credit card, and can get a 0% balance transfer offer, that's what I'd do.

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        • #19
          You can get a personal loan and use it to pay off a timeshare loan. Maybe you want to check out prosper.com

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          • #20
            Originally posted by JLB View Post
            I get criticized for criticizing the lack of an exit strategy, and people like this poor lady keep coming here hoping there's an exit strategy.

            go figure



            Time is the best friend of Truth.
            No exit strategy is going to work if the owner owes on a loan. That changes everything.

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            • #21
              Originally posted by Brogers92026 View Post
              Perhaps your ex doesn't know what it's worth. Offer him the unit for free and even agree to pay to get the title transferred into his name. That'll teach him to trust you. (ha ha....my dry humor)
              Divorce is a messing situation....Something like a TS can 'accidentally' end up signed over to him in the settlement, or can be used as a pretty powerful negotiation tool...Is he going to be paying you Child support or Alimony? Is there other 'marital' property that you will be fighting over?

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