Hilton Head Island, SC

[Ryne08 Senior Member Find all posts View Profile Close Ryne08]

IF you have RCI points and want to keep that plan then it doesn't matter whether you had a fixed week 7 or a float. RCI points are good anytime and what you have on the deed doesn't matter as long as you keep up your RCI points account. But what you have on your deed did determine the value the RCI points account gave your week, which sounds like 44,000 but you get half every year because your deed is EOY. I don't know when the golf tournaments are but good luck if you believe anything the salesman told you. Someone want to look up and tell OP what a summer week costs in points at Island Links through RCI points? You won't like it.

Question: Can she used RCI Points doing the year she does not pay MF to the resort. Example: let say her float year are even years and she paids her MF every even year. Can she use her RCI points in an odd year?.

[lawren2 Malibu Beach Barbie & A Super Moderator Find all posts View Profile Close lawren2]

Question: Can she used RCI Points doing the year she does not pay MF to the resort. Example: let say her float year are even years and she paids her MF every even year. Can she use her RCI points in an odd year?.

If the MFs for the points have been paid they can be used anytime. The only time the EOY really comes into play is when the Op <he> wishes to stay at the resort they own at. Even then an in-house trade could be accomplished theoretically for the year they don't own.

[lawren2 Malibu Beach Barbie & A Super Moderator Find all posts View Profile Close lawren2]

Our MF fees are $450 EOY plus the RCI fee of like $180 or something. We get 47,000 RCI Pts EOY. He did double our points so we have 94,000 to start. We did buy on my CC so its only like 8% interest. They had like 16%
When can I get a Developers Week? we were told we pick the unit and time of year. How does it work if we cant rent out the Developers Week?
They also said we can use Island Links whenever we wanted. I realize it costs points, but our hope is do the 45 days or less and get fewer points taken.
To note, Coral never told us about Week 7. We found out when the deed came. All they did was push the Float on us, with us not realizing our RCI points are based on that week. So it seems like the better week, means more points? How do I best use what we now own? It seems like we have to make the most of it!
Finally, I really do appreciate all the advice ya'll are giving us. I am sure I will have many more questions for you...

Float points really have no bearing on what week they have given you on your deed. Some resorts do have a higher point value for more valuable seasons. Others are static thoughout the year.

On to using what you own.

Where do you want to go and when can you go?

You don't own many points. Short term/ Last minute reservations would net you about 2 weeks of vacation. Long term reservations you will find you have a problem. You won't have enough points each year in most cases to do that.

Take a look at the generic points grid located here:http://www.rci.com/GPN/CDA/Common/pd...idsUpdate1.pdf

[LandenChase Junior Member Find all posts View Profile Close LandenChase]

Our plan is to utilize the 45 day deal because our points are so few. I know we run the risk of nothing good being available, but I guess we'll deal with it. We intend to go to Island Links (HHI) 1 week a year, and maybe stay somewhere in the Southeast to use up most of the other remaining points. I dont think we we looking much into international travel or high-end places. We're open on when we can go, but chances are it will be in May and October of each year. It sounds like the "Developers Week" is a scam, yes? Our hope was to rent out something and make a few dollars. Coral made it sound like people would be beating our doors down to rent a place for a week...I really wish I stuck with my guns and rescinded!

[Jim McLaren Member Find all posts View Profile Close Jim McLaren]

It sounds like the "Developers Week" is a scam, yes? Our hope was to rent out something and make a few dollars.

I don't know developer's weeks are a scam. But Coral Resorts makes it sound like the TS will pay for itself. We believed them, almost to our regret. I think in May and October you probably can get a developer's week. It's worth calling if you want something in prime time but I would probably be as skeptical as you are. If it was that easy to make enough money to have a free timeshare the developer would be doing it.

But suppose you get something in prime time and decide to rent it. Now you have to find a renter. You can probably cover the cost of the maintenance fee and make a little money. But suppose you don't find a renter. Now you're out a good sized chunk of change. You're taking a HHI vacation that you really hadn't planned on.

I think I would concentrate on maximizing my points usage. Maybe use a developer week for your own vacations. Use last minute vacations. RCI has last minute rentals for real cheap too, in addition to the 7500/9000 point deals.

Your MF/points ratio is $0.0096 per point. That's not too bad. I've seen some who really know RCI points consider $0.0091 to be good so you're doing OK. We all live and learn. I wouldn't beat myself up too badly.

[LandenChase Junior Member Find all posts View Profile Close LandenChase]

So you're saying we cant stay at our home resort on the years we dont own? I was under the impression we could use the RCI points anytime. We have 24,000 points a year. The salesperson said we can stay there whenever we want. I believe she said call within 45 days so only 9000 points are charged. So EOY does have some issues with it, huh?