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  • Travel Insurance

    Any recommendations on travel insurance companies?

  • #2
    I use Travelguard. You can buy it for each trip and choose your coverage. I get an annual policy. It will cover any type of trip where I am 100 + miles away from home.

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    • #3
      Any other input? I am mainly interested in medical coverage since I am going to Whistler, BC, Canada for a timeshare week, the last week of August and I am on Medicare and our supplemental insurance doesn't cover international travel.

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      • #4
        I've used TravMark for our children going to camp. They specialize in programs like that, but I think they also offer travel insurance for regular adult travel. We did make a small claim once (delayed flight, missed connection), and it was handled very smoothly.

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        • #5
          Forgot to say you should also check w your credit card companies to see what they offer. I know our Marriott card and Cap One card include some kind of travel insurance bc they are "travel" cards. Might be possible to upgrade coverage. Also AAA offers travel insurance, and AARP.

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          • #6
            Vacation Guard offers an annual policy for about $100 that covers you if you are on a timeshare vacation. It is only for $10K of emergency medical and $100K evacuation but that is better than nothing.
            We recently bought from InsureAssist TravCan Premiere which is $100K of primary medical and $1M of evacuation. We wanted primary since we are going to the UK and Medicare will not pay. It also includes trip cancellation and interruption coverage.

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            • #7
              We always carry evacuation insurance from the Divers' Network Alert--"Diver Dan." It's about $50.00 a year for a family and the coverage is excellent. I have a friend who has had to use it from the Phillipines and from Tahiti. The insurance people called every day her husband was in the hospital to coordinate and work out when they should fly him home. When the doctors agreed it was time for the flight, both of them were flown home 1st class.

              It applies any time you are more than 50 miles from home, so it applies in the U.S. also. http://www.diversalertnetwork.org/

              If you decide to check it out, do not click on the insurance button. Just click join the network. The evacuation insurance is included with joining the network (and you get a great magazine with spectacular pictures, too). If I didn't know a person who has used it (twice even), I'd say "For $50.00 a year, it can't be any good," but it is.
              "You cannot legislate the poor into prosperity by legislating the wealthy out of prosperity." Adrian Rogers

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              • #8
                I've used Medex. I think there prices are very reasonable.

                http://www.medexassist.com/default.aspx?

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