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Here's my story, sad but true...about some frauds I once knew. It's a story you've heard before and will likely hear again. It might even have happened to you. I hope not. We got duped twice and for the last time.
On December 15th, 2009 while vacationing in Mazatlan, Mexico, my girlfriend and I attended a time share presentation with the TORRENZA Private Residence Club Resorts.[/B] We met with Angel Ibarra Lopez and Mario Montalbo and some guy named Adrian. I would say remember those names because you may come across them there or somewhere else, since they all float around from place to place practicing their well honed skills of fraud, deceit manipulation, and blatant gross misrepresentation.
We made it crystal clear at the time we had no intention of spending any money or buying another time share because we had already purchased a one from another scammer called the La Jolla Boutique in Mazatlan the year before and regretted that decision. They told us they could sell the La Jolla Boutique property for us if we agreed to use the money to buy out another contract they had with a different client that was in foreclosure by Bank Of America due to non-payment. They said they could get us at least $10,235.00 for La Jolla and then we could use it to pay off the $10,100.00 still owed on the other contract at that time. They said the whole transaction would take about 90 days. We agreed, so long as there was no money coming out of our pocket and that it was a simple case of trading one for the other. They assured us that this was the case and that we wouldn’t have to pay a dime. We gave them no credit cards, checks or cash for anything. They said the whole transaction would take about 90 days. We agreed, so long as there was no money coming out of our pocket at any time and that it was a simple case of trading one for the other. They again assured us that this was the case and that we wouldn’t have to pay them anything at that time or any time in the future. They sweetened the pot by saying we could use the two weeks we were to get once they other one sold as a rental property and they would actually send us money every April. Boy, did they have us hook line and sinker after all that talk. We signed papers which I believed covered this agreement. We gave them no credit cards, checks or cash for anything. We left and never signed any payment vouchers, credit card receipts or promises of any payments other than the agreement to pay them when the sale went through. Seemed to good to be true. Well, of course it did. It was too good to be true because none of it was. We were lied to about everything. That jerk Angel Lopez even had the stones to come out and have a drink with us later that night and meet some of our friends and reassured me once again that it was a good deal and we would not pay a dime out of pocket. Wow, they are good at deception. I thought I was smart but they sure outsmarted me with their charming south of the border ways.
A month later in January, I received a new BofA credit card in the mail with instructions to call and activate the card. I called the BofA Customer Service number and told them I never requested the credit card or wanted one, as I already had several BoFA credit cards in my name. They confirmed that there was already a charge of $10,403.00 on the card and I told them that it wasn’t possible since I never authorized or requested anyone to charge that money, nor did I even activate this card to begin with. They told me to wait until the bill came in the mail and then dispute the charge. That’s what I did. It has now been three months and this is still in dispute and I have taken steps toward legal action. I have hired an attorney and I don't care what it costs me or if my credit gets temporarily ruined, but there is no way I am paying that credit card bill. The only way this is going to go down is if Torrenza credits back the charge to BofA or they cancel the bogus contract and refund the money to me and I pay BofA. I don't really care which way they do it.
I am going to post and post here and other places until the word is thoroughly out about these crooks. Yes, I was stupid and fell for the professional con job and shame on me. But that doesn't make it right or mean I have to take it and neither do you. If this happened to you at this place, let's hear it.
BEWARE OF TORRENZA Private Residence Club Resorts.
On December 15th, 2009 while vacationing in Mazatlan, Mexico, my girlfriend and I attended a time share presentation with the TORRENZA Private Residence Club Resorts.[/B] We met with Angel Ibarra Lopez and Mario Montalbo and some guy named Adrian. I would say remember those names because you may come across them there or somewhere else, since they all float around from place to place practicing their well honed skills of fraud, deceit manipulation, and blatant gross misrepresentation.
We made it crystal clear at the time we had no intention of spending any money or buying another time share because we had already purchased a one from another scammer called the La Jolla Boutique in Mazatlan the year before and regretted that decision. They told us they could sell the La Jolla Boutique property for us if we agreed to use the money to buy out another contract they had with a different client that was in foreclosure by Bank Of America due to non-payment. They said they could get us at least $10,235.00 for La Jolla and then we could use it to pay off the $10,100.00 still owed on the other contract at that time. They said the whole transaction would take about 90 days. We agreed, so long as there was no money coming out of our pocket and that it was a simple case of trading one for the other. They assured us that this was the case and that we wouldn’t have to pay a dime. We gave them no credit cards, checks or cash for anything. They said the whole transaction would take about 90 days. We agreed, so long as there was no money coming out of our pocket at any time and that it was a simple case of trading one for the other. They again assured us that this was the case and that we wouldn’t have to pay them anything at that time or any time in the future. They sweetened the pot by saying we could use the two weeks we were to get once they other one sold as a rental property and they would actually send us money every April. Boy, did they have us hook line and sinker after all that talk. We signed papers which I believed covered this agreement. We gave them no credit cards, checks or cash for anything. We left and never signed any payment vouchers, credit card receipts or promises of any payments other than the agreement to pay them when the sale went through. Seemed to good to be true. Well, of course it did. It was too good to be true because none of it was. We were lied to about everything. That jerk Angel Lopez even had the stones to come out and have a drink with us later that night and meet some of our friends and reassured me once again that it was a good deal and we would not pay a dime out of pocket. Wow, they are good at deception. I thought I was smart but they sure outsmarted me with their charming south of the border ways.
A month later in January, I received a new BofA credit card in the mail with instructions to call and activate the card. I called the BofA Customer Service number and told them I never requested the credit card or wanted one, as I already had several BoFA credit cards in my name. They confirmed that there was already a charge of $10,403.00 on the card and I told them that it wasn’t possible since I never authorized or requested anyone to charge that money, nor did I even activate this card to begin with. They told me to wait until the bill came in the mail and then dispute the charge. That’s what I did. It has now been three months and this is still in dispute and I have taken steps toward legal action. I have hired an attorney and I don't care what it costs me or if my credit gets temporarily ruined, but there is no way I am paying that credit card bill. The only way this is going to go down is if Torrenza credits back the charge to BofA or they cancel the bogus contract and refund the money to me and I pay BofA. I don't really care which way they do it.
I am going to post and post here and other places until the word is thoroughly out about these crooks. Yes, I was stupid and fell for the professional con job and shame on me. But that doesn't make it right or mean I have to take it and neither do you. If this happened to you at this place, let's hear it.
BEWARE OF TORRENZA Private Residence Club Resorts.
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