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I called Wyndham to ask since I was booked for 2011 if I could use my new eoy points in 2012 or would I have to give them to RCI ? She told me for $39 they could extend them for 3 yrs , and in 2013 I would get another 210K points. Well, that's sure better than giving it to RCI and paying the exchange fee!! Well, I'm a happy camper. Thank you Richard!!! Happy travelin !! shaggy