How timing a deposit affects trade power

[Lisa P Senior Member Find all posts View Profile Close Lisa P]

I may wait to make a particular deposit with II because I'd like the bonus AC that comes with it, NOT to expire before a certain date.

So if I wait until 2.5 months before the check-in date to deposit a week, how would that affect its trade power? It'd be before the dreaded flexchange kill on trade power. But would doing this turn an otherwise strong trader into a crummy trader or an average trader or would it trade the same as if I deposit it, 6 or 9 or 12 months out?

TIA - your thoughts and experiences with this are much appreciated.

[GrayFal Silver Contributor and supermoderator Find all posts View Profile Close GrayFal]

I may wait to make a particular deposit with II because I'd like the bonus AC that comes with it, NOT to expire before a certain date.

So if I wait until 2.5 months before the check-in date to deposit a week, how would that affect its trade power? It'd be before the dreaded flexchange kill on trade power. But would doing this turn an otherwise strong trader into a crummy trader or an average trader or would it trade the same as if I deposit it, 6 or 9 or 12 months out?

TIA - your thoughts and experiences with this are much appreciated.

If it is REALLY high demand - like Aruba in March or Hilton Head in July depositing late will decrease trade power but not by much.
If it is an average deposit, then it will decrease the power.
I am sitting on a July 4th Myrtle Beach week I have for rent.....and will deposit by April 15-ish - and don't expect the power to be diminished much.

That said - years ago, Craig Urbine from II explained to us that the trade power decreases by 2 months increments - 12 months + being the strongest, then 10 months, 8 months, 6 months, 4 months.....so depositing at 3 months 29 days would be the same as 2 months 2 days out......but depositing at 4 months 2 days would be much stronger then 3 months 29 days.

Hope this helps.

[Bill4728 Super Moderator Find all posts View Profile Close Bill4728]

Please note that the answer to this question is very different between the two big exchange companies.

In II the trade power at 3 months before checkin may be decreased over what it would have been at 10 or 12 months. But it may still be pretty good.

BUT in RCI, the trade power at 3 months will be very greatly decreased over the 12 month trading power.

[Lisa P Senior Member Find all posts View Profile Close Lisa P]

Thanks to you, both! Very helpful!

[Glitter Brunello Super Moderator Find all posts View Profile Close Glitter Brunello]

Thanks, Pat - I knew II was kinder than RCI, but didn't remember the various lines of "degradation."

Lisa's conundrum is familiar, I hate trying to decide between A/C expiration and trade power. That is one of the advantages of SFX bonus weeks -- I could deposit a 2010 week now, and my bonus week(s) wouldn't expire until the end of December, 2010. II shoots themselves in the foot limit the A/Cs to a year from expiration. Then again, maybe not... I've lost at least one A/C this year, gone unused because of expiration...

[happymum Senior Member Find all posts View Profile Close happymum]

A related question.....
I assume that II offers AC's x number of days before the use week.So all resorts in that area would be offered AC's at the same time? If owners are all holding out waiting for the offer (as they have historically been given them in the past), and all deposit as soon as they are offered, will trading power be lowered because of the large availability of deposits.