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  • #91
    Is This True?

    Am I understanding this correctly?

    If you combine 2 deposits or if you combine 10 deposits, the cost is the same. $99.00 to combine them. And then you can make as many exchanges (still paying the exchange fee) that the combine total will allow.


    Walt

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    • #92
      Asked elsewhere . . . what is the procedure, and cost, to get three 6 TPU exchanges with one 19 TPU deposit?

      I'm guessing one at a time, using the carryover credit.

      If so, you could miss the other two, or one them at least.
      RCI Member Since 24-Aug-1989/150-plus Exchanges***THE TIMESHARE GRIM REAPER~~~Exchanging/Searching/SW Florida/MO/AR/IA/Consumer Advocacy/Estate Planning/Sports/Boating/Fishing/Golf/Lake-living/Retirement****Sometimes ya just gotta be a dick

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      • #93
        It costs a whole lot more to do what they have always encouraged you to do . . . deposit and exchange early.

        Early deposit does not get as much credit as early exchange costs. There is a max TPU for each deposit, which does not correspond favorably with max TPU for exchanges.
        RCI Member Since 24-Aug-1989/150-plus Exchanges***THE TIMESHARE GRIM REAPER~~~Exchanging/Searching/SW Florida/MO/AR/IA/Consumer Advocacy/Estate Planning/Sports/Boating/Fishing/Golf/Lake-living/Retirement****Sometimes ya just gotta be a dick

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        • #94
          If you combine 2 deposits or if you combine 10 deposits, the cost is the same. $99.00 to combine them.
          That is my understanding.

          And then you can make as many exchanges (still paying the exchange fee) that the combine total will allow.
          Yes, with the proviso that *each* exchange costs a separate exchange fee. (I think that's what your question is asking, but want to make sure.)

          The downside of full consolidation is as Jim points out---you have to make the exchanges serially. Likewise, if you consolidate into one "deposit", you can only have one ongoing search in place. You can add all of your various criteria for all the searches you are interested in to that one, but would have to re-establish it each time something hit.

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          • #95
            Originally posted by tennisWalt
            Am I understanding this correctly?

            If you combine 2 deposits or if you combine 10 deposits, the cost is the same. $99.00 to combine them. And then you can make as many exchanges (still paying the exchange fee) that the combine total will allow.


            Walt
            Apparently yes - someone on another thread combined into one 130 point deposits - downside is you can only have one ongoing search as it is "one" deposit. If you do most of your exchanging online not using a search, you should be fine.
            Pat
            *** My Website ***

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            • #96
              Post tie.

              More . . .

              The crappy studio that takes 29 TPUs to get only has 25 max TPU trading power.

              two points

              1. As has been said, crappy studios can far out-trade decked out Gold Crown 2(or more)-bedroom.

              2. The crappy studio owner is still getting screwed. They should get in trading power what it takes to trade into their deposit.

              Same thing for my 2-bedroom Gold Crown that I used in the $2758 exchange example. I only get 8 TPUs max to deposit it, but here it is for exchange:

              2 Bedrooms 6 (6) Full Sat 17-Mar-2012 Sat 24-Mar-2012 Exchange Fee 14

              They are getting more than they are giving, or, owners are not getting credit for what it takes for others to get their deposit.

              JMHO
              RCI Member Since 24-Aug-1989/150-plus Exchanges***THE TIMESHARE GRIM REAPER~~~Exchanging/Searching/SW Florida/MO/AR/IA/Consumer Advocacy/Estate Planning/Sports/Boating/Fishing/Golf/Lake-living/Retirement****Sometimes ya just gotta be a dick

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              • #97
                That's interesting. That's the first time I've seen a spacebanked week require *more* than the deposit calculator says you'll get.

                Comment


                • #98
                  If my 2-bedroom Gold Crown only gets 8 TPUs and my Slimey Slough studio gets 20, why are folks ragging my Slimey Slough studio?

                  Shouldn't the DAs that bought the Gold Crown (besides me) get the ragging?

                  RCI Member Since 24-Aug-1989/150-plus Exchanges***THE TIMESHARE GRIM REAPER~~~Exchanging/Searching/SW Florida/MO/AR/IA/Consumer Advocacy/Estate Planning/Sports/Boating/Fishing/Golf/Lake-living/Retirement****Sometimes ya just gotta be a dick

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                  • #99
                    Originally posted by bnoble View Post
                    That's interesting. That's the first time I've seen a spacebanked week require *more* than the deposit calculator says you'll get.
                    I find your observations/research interesting.
                    I am seeing several examples of what JLB has seen where the Deposit Calculator TPUs are less than what the spacebanked unit requires to exchange into.

                    A very "loose" observation on my part, it seems that those folks with lower valued TPU traders, say sub-15 or maybe even 20, are seeing much more of this. All my forum reading over the last 36 hours makes me believe that those that previously had good to great traders have not really seen much difference, and have now actually benefitted from the "change back" in most cases.

                    Along the lines of what JLB has posted, a trade made two weeks ago with 1/2 of my 2Bdrm lockout in Massanutten to a 3 Bdrm on the Gold Coast in Florida would now cost me both 1/2s, or even a whole and an additional half (with change back) had I originally deposited it without splitting. Both of these are non-rated resorts, so I would agree that ratings seem to have very little impact vs. supply/demand. And both are Red time, and the trade into Florida was for mid May, hardly prime time from what I've seen. The same thing holds true for Oct/Nov, fairly slow seasons in Florida.

                    I acknowledge that I got a great "uptrade", and certainly others like it in the past, but I simply took what the system allowed. I don't think I violated anything in the system, but as of yesterday I'm feeling a little "violated" if you know what I mean.


                    The biggest things I've learned from so many great people on this and other forums is to enjoy what you have while you have it, and it's very necessary to reevaluate your vacation portfolio to keep up with the changing times.

                    Thanks to all.

                    Comment


                    • A very "loose" observation on my part, it seems that those folks with lower valued TPU traders, say sub-15 or maybe even 20, are seeing much more of this.
                      I just checked one resort I own at.

                      2BR 6(4) 2/6/11 check in: Calc max 13/now 10; spacebanked unit 6
                      1BR 4(4) 2/3/12 check in: Calc max 12/now 12; spacebanked unit 7

                      Comment


                      • But, here's another one, different resort.

                        1BR 4(2) mid-September: Calc max 14/now 14; spacebanked unit 17.

                        Edited: these are from very different areas, though. One possibility is that in the time since these units were banked, overall supply/demand curves for the area have changed. At the first resort, it has changed in a way more favorable to owners. At the second resort, less favorable.

                        Comment


                        • One possibility is that in the time since these units were banked, overall supply/demand curves for the area have changed.
                          I'll note that this does not explain what I saw with DVC deposits today. Units that appeared to be new deposits were---at the time of deposit---given lower values in the spacebank than the calculator claimed they were warranted.

                          Comment


                          • Originally posted by bnoble
                            I just checked one resort I own at.

                            2BR 6(4) 2/6/11 check in: Calc max 13/now 10; spacebanked unit 6
                            1BR 4(4) 2/3/12 check in: Calc max 12/now 12; spacebanked unit 7
                            Originally posted by bnoble View Post
                            But, here's another one, different resort.

                            1BR 4(2) mid-September: Calc max 14/now 14; spacebanked unit 17.

                            Edited: these are from very different areas, though. One possibility is that in the time since these units were banked, overall supply/demand curves for the area have changed. At the first resort, it has changed in a way more favorable to owners. At the second resort, less favorable.
                            I have noticed this as well. I suspect that there is a "breakage" factor in there that needs to be accounted for because of the ability to combine TPUs. We would saw something similar with the "skim" on the Marriott introduction of their points systems. Supply and demand probably plays a bit of a role as well so it is likely some combination of the two.

                            Comment


                            • Originally posted by bnoble View Post
                              I'll note that this does not explain what I saw with DVC deposits today. Units that appeared to be new deposits were---at the time of deposit---given lower values in the spacebank than the calculator claimed they were warranted.
                              Does it means, the trading power required at the time it spacebank by developer (or resorts) in quantity will be assigned to a less value? (we don't know the power Disney owner will get unless they can check in, which means Wyndham owner get shafted).

                              If assume the other resort which the management company also did spacebank, but it is based on their owner's request, I will assume both value will be the same. But for few resort, it apprently RCI deposit time and owner request is kind of seperated, it may have different value?

                              I assume Disney's deposit will be gone pretty soon, Wyndham's deposit is not good since the owner does not really get it on the time the request a deposit, althought it will be interest to see if their trading power required get up a little after a while and if they get drop a little after a while.

                              Jya-Ning
                              Jya-Ning

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                              • Speaking of DVC, I see 14.

                                Anyone see more?
                                RCI Member Since 24-Aug-1989/150-plus Exchanges***THE TIMESHARE GRIM REAPER~~~Exchanging/Searching/SW Florida/MO/AR/IA/Consumer Advocacy/Estate Planning/Sports/Boating/Fishing/Golf/Lake-living/Retirement****Sometimes ya just gotta be a dick

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