RCI Deposit Calculator

[lawrence55 Junior Member Find all posts View Profile Close lawrence55]

The RCI Enhancements sounded appealing, so I logged on the site to check it out.

There is a tool called RCI Deposit Calculator which is supposed to calculate the Maximum Possible Value that each week can have. The tool is located under the Manage Your Weeks tab in the Deposit Tools and Resources box on the right of the screen.

Curiously, the RCI Deposit Calculator shows the Maximum Possible Value of my 2012 weeks as nearly half the Maximum Possible Value of the 2011 weeks in the same units, same resort.

Unit..Interval....Year........Max Value
P4B........22......2011.......18

P4A........22......2011.......21

P4B........22......2012.......12

P4A........22......2012.......14

I emailed RCI and asked for an explanation. Received a form letter response full of gobbedlygook which completely failed to address the issue. I have emailed RCI again asking for an explanation of the discrepancy but haven't yet received a reply.

Is anyone else seeing such huge differences in the value of their weeks from one year to the next with this tool or discovered an explanation?

Thanks

[Jya-Ning Silver Contributor Find all posts View Profile Close Jya-Ning]

Yes, I saw one of my potential depositable week show great difference between 2011 and 2012 (2012 is about 6 trading point or 30% more than 2011).

Jya-ning

[bnoble Senior Member Find all posts View Profile Close bnoble]

There have long been suppositions OT that it is possible to deposit "too early"---before any demand is established for a particular week. Perhaps this is the case here?

[10AC-TYM Member Find all posts View Profile Close 10AC-TYM]

An RCI guy told me people were asking for weeks during my 2011 time but no requests were made for the 2012 time period. Therefore 2011 has a higher value and 2012 weeks have less trade value based on demand. Makes no sense to deposit my 2012 now.

[Carolinian Super Moderator Find all posts View Profile Close Carolinian]

Demand in the past at RCI has been based on past usage. Now that the system discourages people from depositing much more than 9 months in advance, I suspect that members will not be asking for inventory much farther out either. Those RCI members who need a confirmation over 11 months out to coordinate with getting ff tickets are just out of luck in the new regime!

[bellesgirl Senior Member Find all posts View Profile Close bellesgirl]

I own 2 week 51s at the same resort. Many years ago I deposited one of them a little more than a year out and was so disappointed in the trading power that I held on to the other. Three months later I decided to go ahead and deposit the second week - and was shocked that it was FAR stronger. None of the RCI reps I spoke to could explain it. That was when I learned that you can deposit too early. This was at least 3 or 4 years ago, so I am not sure so much has changed. It is just more obvious now.

[Jya-Ning Silver Contributor Find all posts View Profile Close Jya-Ning]

There have long been suppositions OT that it is possible to deposit "too early"---before any demand is established for a particular week. Perhaps this is the case here?

If we accept that, than does that means the trading power of deposited one will at sometime start to get up?

Jya-Ning

[lawrence55 Junior Member Find all posts View Profile Close lawrence55]

An RCI guy told me people were asking for weeks during my 2011 time but no requests were made for the 2012 time period. Therefore 2011 has a higher value and 2012 weeks have less trade value based on demand. Makes no sense to deposit my 2012 now.

Fewer requests for 2012 than for 2011. This makes sense in REAL TIME valuation for the 2012 weeks...if I were to deposit right now. But this tool is tagged as calculating the "Maximum Possible Value". That implies a static value in my mind.


Well, I guess we will just have to wait to see if that "Maximum Possible Value" is dynamic and will change over time, increasing as demand for 2012 increases. If this is so, it would make a lot more sense to call it the "Maximum Possible Value If You Deposit Right Now" calculator.

Curiously, the poster above states the tool shows >later< 2012 weeks with >30% higher value< than 2011 weeks. (?) That doesn't support the 'fewer requests for 2012 equals lower value' premise.

On the other hand, if I look on the Manage Your Weeks page where the values are displayed, the value for my 2011 weeks if I deposit >Now< (real time) is a couple points lower than the "Maximum Possible Value" shown by the Deposit Calculator tool. (by the rules, if I deposit those now I receive95% of Maximum Possible Value because the start dates are between 181-275 days)

If this calculated "Maximum Possible Value" is indeed dynamic then the Deposit Calculator would indeed be a valuable tool to see the best time to deposit to receive the highest value as you suggest. However, it does not appear to be dynamic given the discrepancy cited above.

If this figure is static there must be some other explanation.

Still awaiting the next reply to my inquiries from rci. Any more thoughts or info?

[Lisa P Senior Member Find all posts View Profile Close Lisa P]

I wonder if they downgrade "too early" deposits due to the possibility that a resort will go downhill in that period of time and receive deteriorating reviews ??? Also, by a year out, there's only one hurricane season or other risk season to go. Perhaps they wait until they have more confidence about ongoing high scores and demand ???

[mkarizona Member Find all posts View Profile Close mkarizona]

I deposited my 2012 week at the two year mark and it has the same trade power as my 2011 week.

[lawrence55 Junior Member Find all posts View Profile Close lawrence55]

I deposited my 2012 week at the two year mark and it has the same trade power as my 2011 week.

Thanks for the info. That shoots another hole in the 'fewer requests for 2012 equals lower value' theory.

[bellesgirl Senior Member Find all posts View Profile Close bellesgirl]

Fewer requests for 2012 than for 2011. This makes sense in REAL TIME valuation for the 2012 weeks...if I were to deposit right now. But this tool is tagged as calculating the "Maximum Possible Value". That implies a static value in my mind.

...
If this calculated "Maximum Possible Value" is indeed dynamic then the Deposit Calculator would indeed be a valuable tool to see the best time to deposit to receive the highest value as you suggest. However, it does not appear to be dynamic given the discrepancy cited above.

This is the disclaimer on the deposit calculator. It is a bit ambiguous, but it does not say that the maximum cannot change - only that the maximum is as of today. That is how I interpret it. Also, it does not say "maximum possible value" it says "maximum trading power".

"Deposit Trading Power is affected by among other things, when you Deposit your timeshare week with RCI. The Current Trading Power is the Deposit Trading Power you will receive if you Deposit your timeshare week today. If number displayed is less than the Maximum Trading Power displayed above, that means that you are considering Depositing less than 9 months before the Start Date of your timeshare week. Please refer to the Adjustment Schedule on the right as a guide as to how your Deposit Trading Power may be affected by the timing of when you Deposit your timeshare"

[Jya-Ning Silver Contributor Find all posts View Profile Close Jya-Ning]

Curiously, the poster above states the tool shows >later< 2012 weeks with >30% higher value< than 2011 weeks. (?) That doesn't support the 'fewer requests for 2012 equals lower value' premise.

My week is on July time frame.

So 2011 is 8 or 7 month from now (in theory the trading power start to fade)
and 2012 is 1 1/2 years from now.

Jya-Ning

[JLB Please excuse me, I'm a Dick. Not a moron just a Dick Find all posts View Profile Close JLB]

There is a lot of reading to be done about it on this site, but you might start with the thread "How Big Is Yours?"

During and since the last major enhancement, the debacle of 5/30/09, many of us are reporting a lessening of trading power for the same weeks at the same resorts. There was also a disappearing of available exchanges during the 5/3/09 enhancement, with max numbers never returning to the pre-5/30/09 level.

I have reported the figures for 2010 and 2011 identical week deposits to confirm that. Here's an example in real time:

Mar-2009 to Mar-2012 [117,197] 21
Mar- 2010 to Mar-2013 [126,305] 19

Keep in mind that the first (2010) deposit is only seeing 16 months and the second one, is seeing 24 months. As I reported in the thread mentioned above, at it's peak the 2010 deposit saw 170000 exchanges and the same deposit for 2011 is now only seeing 126,305.

In any event, you can see that the TPUs are lower in the second one.

If anyone has reported an increase in trading power, I missed it.

[MargeS Senior Member Find all posts View Profile Close MargeS]

I have a HUGE headache.......