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Deposit TP values keep changing

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  • #16
    And since the supply side is complete revamped, eventually, the demand isde will change its behavior. Even if the theory was right, it will/should get changed.
    This is a really important point---presumably, the behavior of individuals in the system will change with this new information, so there will be new things to learn.

    I just completed pre-paying and depositing those 2012 weeks that had gotten a small bump up---they are both higher than any prior year's values for the same week that I still have available, and the values up until today had never moved. They seem to be pretty stable, but I plan to continue to track them via the deposit calculator, to see if I caught them at a high point, or not. Comparing my two deposited 2011 weeks with the calculator, one has a max value that is down about 3% from where it was when I deposited, and the other is down 7%---and that's before adding the "less than 9 months" penalty.

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    • #17
      I am a little bit luck, since I have lock out, and they usually treat both side the same. So at this moment, I have deposit 1 side, the VG told me it should be 24, consider it is 26 on website. I plan to hold the other side to see how it goes.

      With an open system, RCI complete can control a great deal how the market can response. But we will see if it goes like redweek or different.

      Jya-Ning
      Jya-Ning

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      • #18
        Remember, the problem with Weeks has always been that 80% of owners want to trade into 20% of the weeks (or 70/30 or 90/10). This program does not solve that.

        It does, however, mean that 80 or 70 or 90% are worse off now than when Weeks was one-for-one.

        When 70-90% of members realize it now takes two deposits to get anything RCI considers to be a good, stuff they used to get for one deposit (or, granted, not at all), well, it does not take much to imagine what will happen, which is, what has happened in SW FL since I started collecting data there.

        There is a reason why only 25 of 52 SW Florida resorts, and virtually none of the top-rated ones, have deposits with RCI. Over 90% of the SW FL deposits are from resorts rated in the bottom half.

        25 Resorts (332 available units)

        What was this thread about again?
        RCI Member Since 24-Aug-1989/150-plus Exchanges***THE TIMESHARE GRIM REAPER~~~Exchanging/Searching/SW Florida/MO/AR/IA/Consumer Advocacy/Estate Planning/Sports/Boating/Fishing/Golf/Lake-living/Retirement****Sometimes ya just gotta be a dick

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        • #19
          Originally posted by JLB View Post
          What was this thread about again?
          I thought it is that both supply side and demand side TPU will change from time to time. So how to protect one to not get hurt or get decent enough benefit from it?

          Could be wrong though.

          Originally posted by JLB View Post
          Remember, the problem with Weeks has always been that 80% of owners want to trade into 20% of the weeks (or 70/30 or 90/10). This program does not solve that.

          It does, however, mean that 80 or 70 or 90% are worse off now than when Weeks was one-for-one.

          When 70-90% of members realize it now takes two deposits to get anything RCI considers to be a good, stuff they used to get for one deposit (or, granted, not at all), well, it does not take much to imagine what will happen, which is, what has happened in SW FL since I started collecting data there.

          There is a reason why only 25 of 52 SW Florida resorts, and virtually none of the top-rated ones, have deposits with RCI. Over 90% of the SW FL deposits are from resorts rated in the bottom half.

          25 Resorts (332 available units)
          It is RCI's interesting to make sure people willing to deal with them. We, as owner has a piece of interesting that they provide us enough upside exchange and flexibility and success if they do that so we can continue to benefit. But unless you also own their stock, that will be it.

          The problem that you can not see enough decent rate deposit may not be fixed at all until something fundamentally changed.

          The resort could be controlled by the resort management company or by each owner.

          If by resort management company, at certain point, it is very clear it will benefit most for them to rent it our themselves, so why they want to give to RCI? Unless RCI can give enough value back. But with RCI has a lot of overhead cost, it definite not going to work if those resort belongs to a big chain.

          If a resort is controlled by owners, as we say over and over again, if rent makes more, the majority will be on rental side, not exchange side. RCI has no attraction by week to week.

          RCI's problem is always it will continue to get less decent deposit, or get decent deposit at last min which they see a few get loss as waste. And if people really willing to group 3 or 4 deposit to get 1 exchange, that means the TPU is too low, and should be uper, and maybe RCI can up their offer to resort group or owner to attract them to deposit?

          Until then, it is no meaning of any TPU, if they just get lower than avg. deposit in most of the time.

          Jya-Ning
          Jya-Ning

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          • #20
            Originally posted by JLB View Post
            Remember, the problem with Weeks has always been that 80% of owners want to trade into 20% of the weeks (or 70/30 or 90/10). This program does not solve that.
            It does not solve that but it does make the 80% more attractive. If you can get a previously undesirable week for a fraction of your week, it may become desirable. I for one, have made exchanges in the past month that I would not have made before because the price was right. I was looking for a week in Ft. Lauderdale and, instead of taking a 2BR on the beach, which my week could pull, I took a 1BR in Weston because that was all I really needed and pocketed the change.

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            • #21
              Well. now we know that RCI will certainly try to play the TPU to change the behavior, and we will definitly willing to play their game, so say if in 1 month, you saw your TPU suddenly jump 4 points and seems higher than the week currently on exchange side, and you know in just 1 more month, it will drop due to those time elapse rule, what will you do? Even if you used to rent it out and has success rate like 80%, will you exchange it or rent it out again?

              We will see if those changes are noticeable or just small manual changes.

              Jya-Ning
              Jya-Ning

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              • #22
                Originally posted by Jya-Ning View Post
                Well. now we know that RCI will certainly try to play the TPU to change the behavior, and we will definitly willing to play their game, so say if in 1 month, you saw your TPU suddenly jump 4 points and seems higher than the week currently on exchange side, and you know in just 1 more month, it will drop due to those time elapse rule, what will you do? Even if you used to rent it out and has success rate like 80%, will you exchange it or rent it out again?

                We will see if those changes are noticeable or just small manual changes.

                Jya-Ning
                I don't think most RCI customers really pay that much attention to their RCI accounts. The people on this board and TUG are the exceptions, not the rule. However, everyone likes a bargain - that is human nature and I think this new system will help RCI move the less desirable inventory. Since that translates into an exchange fee for them, it may cause them to value those weeks (as deposits) more down the road.

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                • #23
                  Originally posted by bellesgirl View Post
                  I don't think most RCI customers really pay that much attention to their RCI accounts.
                  Likely, next time 90% want to go some place, they will call in and find out about the change.

                  They will listen to the Guide, but their brain will be saying, "HUH?"

                  Then they'll bitch and moan like the ones I play golf with, say RCI is crap (I polited that up a lot).

                  They've done that for years, when, in fact, they could get stuff if they took the time to figure it out, so why should that change now that they can't get what they want with a deposit
                  RCI Member Since 24-Aug-1989/150-plus Exchanges***THE TIMESHARE GRIM REAPER~~~Exchanging/Searching/SW Florida/MO/AR/IA/Consumer Advocacy/Estate Planning/Sports/Boating/Fishing/Golf/Lake-living/Retirement****Sometimes ya just gotta be a dick

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                  • #24
                    I thought there was a reevaluation last weekend, during the maintenance. But I had a change since last night, an undeposited week went from 35 to 37. So I guess this is an ongoing phenomenon.

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                    • #25
                      Makin' a list,
                      Checkin' it twice,
                      Gonna find out,
                      . . . .
                      RCI Member Since 24-Aug-1989/150-plus Exchanges***THE TIMESHARE GRIM REAPER~~~Exchanging/Searching/SW Florida/MO/AR/IA/Consumer Advocacy/Estate Planning/Sports/Boating/Fishing/Golf/Lake-living/Retirement****Sometimes ya just gotta be a dick

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                      • #26
                        Originally posted by bellesgirl
                        I thought there was a reevaluation last weekend, during the maintenance. But I had a change since last night, an undeposited week went from 35 to 37. So I guess this is an ongoing phenomenon.
                        After reading this post, I went back to check mine too - and sure enough, what had been down, and up, and down again, is now back up (each time by the same 6-point spread).

                        Originally posted by Jya-Ning View Post
                        Well. now we know that RCI will certainly try to play the TPU to change the behavior, and we will definitly willing to play their game, so say if in 1 month, you saw your TPU suddenly jump 4 points and seems higher than the week currently on exchange side, and you know in just 1 more month, it will drop due to those time elapse rule, what will you do?
                        Spot on - I didn't hesitate to deposit this time, as I did last time. They are playing me like a violin...

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                        • #27
                          Originally posted by Laurie View Post
                          They are playing me like a violin...
                          In Branson that would be fiddle.
                          RCI Member Since 24-Aug-1989/150-plus Exchanges***THE TIMESHARE GRIM REAPER~~~Exchanging/Searching/SW Florida/MO/AR/IA/Consumer Advocacy/Estate Planning/Sports/Boating/Fishing/Golf/Lake-living/Retirement****Sometimes ya just gotta be a dick

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                          • #28
                            Originally posted by JLB
                            Makin' a list,
                            Checkin' it twice,
                            Gonna find out,
                            . . . .
                            I made the list 12/20, and I checked it again today. Five of six weeks we own changed. The third figure is what they are for deposited weeks.

                            Resort 1
                            Week 10: 20 to 19 (19)
                            Week 11: 15 to 16 (21)
                            Week 30: 14 to 16 (19)

                            Resort 2
                            Week 10: 8 still 8
                            Week 17: 14 to 15
                            Week 28: 21 to 22

                            It's reassuring to know they have everything pinned down.
                            - - - - - -
                            I just checked again and they haven't changed in 30 minutes.
                            RCI Member Since 24-Aug-1989/150-plus Exchanges***THE TIMESHARE GRIM REAPER~~~Exchanging/Searching/SW Florida/MO/AR/IA/Consumer Advocacy/Estate Planning/Sports/Boating/Fishing/Golf/Lake-living/Retirement****Sometimes ya just gotta be a dick

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                            • #29
                              The fact that Points Lite numbers change is a positive not a negative to the system, as in the real world supply and demand are constantly changing. The fact that values are flexible enough to move with these changes is a huge advantage over the rigged and frozen numbers of their other Points system.

                              What is a huge negative is that at the same point in time, they often offer a different number of points lite for a deposit as they charge for an exchange into the same week. That number should be the same in a fair system. When these numbers are different you can see the resorts that RCI is systeamtically hosing, which it costs more to trade into than you get for a deposit, versus those it is coddling by awarding more points lite for a deposit than it takes to trade in.

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                              • #30
                                Supply side changed between 1/7 and today for one resort I am tracking. I am tracking it as I am buying it and can't reserve, let alone deposit, a week yet.

                                TPUs given dropped 2 - this for summer weeks in Myrtle Beach. What I am guessing is that quite a few owners have paid MFs and deposited so supply is high enough for now. RCI is not rewarding/encouraging more deposits right now. If units get snapped up in exchanges, RCI might bump TPUs given back up. It's something I'll be watching for sure.

                                In fact, I have decided to start a spreadsheet and track all my weeks so over time I can see if trends develop that I can use.

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