Deposit TP values keep changing

[bellesgirl Senior Member Find all posts View Profile Close bellesgirl]

When I look at Managing Deposits I see the values changing for units I have not yet deposited. These are for weeks that are at least 12 months out (one is 18 months away). I thought these were fixed but apparently they are not. I have 3 weeks and they have all dropped by 2 points in the last few days. Has anyone else seen this type of change?

[Jya-Ning Silver Contributor Find all posts View Profile Close Jya-Ning]

I have one, that goes up about 1 or 2 weeks ago. The other one I have seems like is not changed. It is too little for me to make any conclusion yet.

Jya-Ning

[GrayFal Silver Contributor and supermoderator Find all posts View Profile Close GrayFal]

When I look at Managing Deposits I see the values changing for units I have not yet deposited. These are for weeks that are at least 12 months out (one is 18 months away). I thought these were fixed but apparently they are not. I have 3 weeks and they have all dropped by 2 points in the last few days. Has anyone else seen this type of change?

Yes, with both weeks to be deposited and weeks to exchange into.

[bnoble Senior Member Find all posts View Profile Close bnoble]

I think this is to be expected. My understanding of the deposit values is: that's the value you'd get if you deposited *that day*. There are two things that can change. The "baseline" value can change, and the "late deposit" penalty can change. The baseline can go either up or down, depending on who-knows-what. The "late deposit" penalty is always a fraction of that day's baseline value, and increases with time once you are nine months out.

So far, I have not seen any fluctuation with my undeposited weeks, but I do have a couple of deposits that are the same interval, from different years, both deposited >12 months out, and they do differ slightly.

[bellesgirl Senior Member Find all posts View Profile Close bellesgirl]

There was a discussion that it made no sense to deposit early since there is no premium for depositing more than 9 months out. Not necissarily true. My suggestion is, if you see a value you like, deposit it because it can change. There still may be merit to depositing 24 months out. It depends on what RCI is willing to pay for your week.

[Jya-Ning Silver Contributor Find all posts View Profile Close Jya-Ning]

There was a discussion that it made no sense to deposit early since there is no premium for depositing more than 9 months out. Not necissarily true. My suggestion is, if you see a value you like, deposit it because it can change. There still may be merit to depositing 24 months out. It depends on what RCI is willing to pay for your week.

My suggestion is first compare with the historical TP in your area. You could see that with trade planner. There will be some high and low due to resort, actual location, grade, unit size, but in the same location for the same week, you should see behavior not too hugh different, so if you saw that people need to spend 20 to get exchange in the area your week has, and you get only 10 TPU now, it may worth wait if you are 12 month out. Unless you know your resort are in bad shape.

With all open, it also become what you are willing to sell your good. It is close to the market behavior, if you keep selling at short end, the TP should not go up.

Jya-Ning

[bnoble Senior Member Find all posts View Profile Close bnoble]

So far, I have not seen any fluctuation with my undeposited weeks

I take it back. At one resort, my values have just gone up about 4-6%. That might be enough to get me to deposit one of them...

[Jya-Ning Silver Contributor Find all posts View Profile Close Jya-Ning]

I take it back. At one resort, my values have just gone up about 4-6%. That might be enough to get me to deposit one of them...

. My guess is the resorts has sent out the bill, so they want to attract people deposit now as soon as they paid their bill.

Jya-Ning

[bnoble Senior Member Find all posts View Profile Close bnoble]

Well, this is for 2012, not 2011, and the bills for 2011 don't ship until 1/1---I pre-paid those earlier in 2010. But, still...a nice little christmas present.

[SallyHoover Senior Member Find all posts View Profile Close SallyHoover]

I hadn't seen any movement before today either. All 3 of my resorts for 2012had an increase of 1. 10-11, 23-24, and 30-31 (the undeposited less than 9 months (2011) went from 29-30).

[JLB Please excuse me, I'm a Dick. Not a moron just a Dick Find all posts View Profile Close JLB]

One of ours went down. It is a peak demand week, too.

[Laurie Senior Member Find all posts View Profile Close Laurie]

Mine had previously gone from 28 to 34, so I changed prior thoughts about using it myself (even tho it's not quite where I want to be when I want to be there) and decided to deposit. But I hadn't pd mf yet.

I was planning to pay the 2012 MF later today after work, and then deposit. Today, back down to 28.

This is a July 4th week in a prime location - whassup??

[JLB Please excuse me, I'm a Dick. Not a moron just a Dick Find all posts View Profile Close JLB]

It behooves us to make a note of what TPUs each of our potential deposits are good for.

It does not appear that the specifics matter, like whether it is a 4th of July week or Spring Break Ski Week, etc. Stupid stuff that makes no sense whatsoever is going on.

We have two consecutive Spring Break weeks which have been top traders from the git go. Week 11 for 2010 (deposited) is 21 and Week 10 for 2011 (deposited) is 19. Week 11 has always been a little bit better, being more often square in Spring Break(s).

When this abomination rolled last month, for 2012 they were both 20 or 21. Today Week 10 is 20 and the better Week, 11, is 14.

Like I said, the specifics are just so many meaningless words. Stupid stuff is happening on a large-scale basis.

So, who made them God, to pass judgement with no recourse? . . . cuz they are really not very good at it.

[Jya-Ning Silver Contributor Find all posts View Profile Close Jya-Ning]

Although I doubt if they are that complicated, this is pure assumption. Since they have statistic accumulate enough data, it can be assume that for certain area, the exchanger will start to request at certain time and peak at a range than die down if pass a certain time frame. So, in preparing the peak, they will up the trading power in those area for these timeframe, than after certain time period, they will start to reduce it especially if these area has certain resort group that will for sure give up certain inventories at certain time for them.

I can see exchanger for places that high season, has limited resource will start to ask more over 1 years ago, and die down if it is less than 10 month and maybe stay in a level until maybe 2 or 3 month before the last day of the trip. From exchange company, they will want to get deposit at 1 year or early before the current open TPU was done.

It will be interesting to see if that theory hold. And since the supply side is complete revamped, eventually, the demand isde will change its behavior. Even if the theory was right, it will/should get changed.

Jya-Ning

[Jya-Ning Silver Contributor Find all posts View Profile Close Jya-Ning]

So, who made them God, to pass judgement with no recourse? . . . cuz they are really not very good at it.

Us, since we agree that once we made a deposit, it is upto them to use our deposit anyway they see fit. For some resort owner like my Wyndham), my developer basically sold us to them.

We can not use our behavior to control them, thus they will be able to do anything they like to control our behavior (or whatever they wish our response will be), so we made them god.

Jya-Ning