Medicare

[JLB Please excuse me, I'm a Dick. Not a moron just a Dick Find all posts View Profile Close JLB]

If you have it, what parts do you have, and why, or why not what you don't have?

Whew! That sounds simpler.

[JWC Super Moderator Find all posts View Profile Close JWC]

I have Medicare Part C which includes Parts A, B, and D.

http://www.medicare.com/medicare-cov...re-part-c.html

[tonyg Goomba & Super Moderator Find all posts View Profile Close tonyg]

Ask your doctor.

[barndweller Moderator Find all posts View Profile Close barndweller]

I have Medicare Part C which includes Parts A, B, and D.

http://www.medicare.com/medicare-cov...re-part-c.html

Good for you, John. You are fortunate to have such a varied choice of affordable Medicare plans to choose from and to enjoy the entitlement you deserve after years of contribution to the Medicare system. I apologize for my snarky remark about it being welfare. I don't believe it is nor is Social Security. I am thankful those programs were put in place all those years ago. Like you, I paid contributions to those insurance programs and saw my elders collect the benefits. We voters tweeked those programs over the years to keep them functioning and to ensure their survival. Now it's my turn and I find the youngsters like Paul Ryan want to give me a coupon instead so they don't have to participate like the rest of us taxpayers have done for decades. I think your experience shows that the system works great and can continue to serve the retirees in the future if the selfish me-first generation will do their part instead of trying to cop out.

[JWC Super Moderator Find all posts View Profile Close JWC]

Good for you, John. You are fortunate to have such a varied choice of affordable Medicare plans to choose from and to enjoy the entitlement you deserve after years of contribution to the Medicare system. I apologize for my snarky remark about it being welfare. I don't believe it is nor is Social Security. I am thankful those programs were put in place all those years ago. Like you, I paid contributions to those insurance programs and saw my elders collect the benefits. We voters tweeked those programs over the years to keep them functioning and to ensure their survival. Now it's my turn and I find the youngsters like Paul Ryan want to give me a coupon instead so they don't have to participate like the rest of us taxpayers have done for decades. I think your experience shows that the system works great and can continue to serve the retirees in the future if the selfish me-first generation will do their part instead of trying to cop out.

I accept your apology and thank you for your excellent post.

[JLB Please excuse me, I'm a Dick. Not a moron just a Dick Find all posts View Profile Close JLB]

I accept your apology and thank you for your excellent post.

I love you, too.

[rapmarks Moderator Find all posts View Profile Close rapmarks]

I just received an email from the state retirement system that we will be moving to a medicare advantage plan, or we will be dropped. now I have to hope I will be covered out of state. and hope I can keep my specialists at univ of Wisc Carbone Center

[JLB Please excuse me, I'm a Dick. Not a moron just a Dick Find all posts View Profile Close JLB]

Any have just A, or just A & B? Why? Or why not the others?

[JWC Super Moderator Find all posts View Profile Close JWC]

Any have just A, or just A & B? Why? Or why not the others?

Everybody that qualifies for Medicare has Part A which is free and covers hospitalization and related costs. Part B is optional and currently costs $104 per month. It does increase substantially for higher income people but for the vast majority it is $104. It covers doctors, etc. There are deductibles and other out of pocket expenses which is why some people buy supplemental insurance, typically called medigap or choose to go with a Medicare Advantage plan. Why people have different coverages and plans has many different answers. Sometimes many people just aren't aware of what their options are. A lot depends on what is available where you live and then there is just personal choice.

The important thing is to get as much knowledge as possible on what your options are. This is best done by going on the various Medicare web sites and even talking to the Medicare folks. A public forum like this is not a good way to learn because you have to sort fact from fiction. As you have seen, what is true in one location may be much different in another.

[JLB Please excuse me, I'm a Dick. Not a moron just a Dick Find all posts View Profile Close JLB]

A public forum like this is not a good way to learn because you have to sort fact from fiction.

Not much of either here.

[JLB Please excuse me, I'm a Dick. Not a moron just a Dick Find all posts View Profile Close JLB]

Part B is optional and currently costs $104 per month. There are deductibles and other out of pocket expenses which is why some people buy supplemental insurance, typically called medigap or choose to go with a Medicare Advantage plan. The important thing is to get as much knowledge as possible on what your options are. This is best done by going on the various Medicare web sites and even talking to the Medicare folks.

Speaking of Part B, this is from the government website: "Most people pay the Part B premium of $104.90 each month in 2013."

So, is Part B something where you have to select a provider, or do you just opt to have it, and the premium is deducted from your monthly SS entitlement?

- - - - - -

Now that I read further, I see that those already receiving SS will atomatically be signed up for Part A and B, and will have both if they do nothing. You have to opt out (drop) Part B if you don't want it.

So, by that, I take it to mean that if I want A and B, then I should do nothing.

Is that correct?

Reading more . . . Yes.



"If you were automatically enrolled in both Part A and Part B and sent a Medicare card, follow the instructions that come with the card, and send the card back. If you keep the card, you keep Part B and will pay Part B premiums."

So . . . guess I'm done.

[M. Henley Class President Find all posts View Profile Close M. Henley]

Whoops!

Don't let the OF Her know that you are done...

[JLB Please excuse me, I'm a Dick. Not a moron just a Dick Find all posts View Profile Close JLB]

Don't let the OF Her know that you are done...

What I'm amazed about is how it easy it was to answer my question, but took two threads here to get it done, which got done when I read what I already had to begin with.

So, what it boils down to is that instead of paying a private insurance company money for something I hope I never have to use, I'll just let the government not give me some money that I would be getting if I didn't automatically have to take something I hope I'll never have to use.

[tonyg Goomba & Super Moderator Find all posts View Profile Close tonyg]

Wow and only with 6 of the last 13 posts in this thread. Where's that horse.

[JLB Please excuse me, I'm a Dick. Not a moron just a Dick Find all posts View Profile Close JLB]

Wow and only with 6 of the last 13 posts in this thread. Where's that horse.

Yeah, Melvin had to come along & screw up the fine roll I was on.

Where's that friggin delete button for thread starters when you need it?