Making car payments using credit card to gain a kickback.

[RESORT2ME Senior Member Find all posts View Profile Close RESORT2ME]

Just wondering if anyone gains by using credit card to pay bills. Do certain cards give a better return than others? I make purchases all the time with SAM'S CLUB card. It give a 5% kick back on gasoline. Does anyone use the Wyndham Rewards Card? Do you really gain, or is that a rip off? Can I gain a sizable rebate making our car payment with a credit card?

[bigfrank Administrator Find all posts View Profile Close bigfrank]

Wife has Costco card, Me I prefer to get FF miles so it updates

[tonyg Goomba & Super Moderator Find all posts View Profile Close tonyg]

I have several cards, so I always get at least 2% back and often 5% on all charges and sometimes even more. Some have limitations on how much you can earn in a year. The City Double Cash Card gets lots of use at a constant 2% back.

[buzglyd Senior Member Find all posts View Profile Close buzglyd]

I have never seen a car payment that allows use of a credit card to make the payment. I pay for almost everything with a CC that allows it.

In cases where a merchant or vendor would add a fee to pay by card I don’t. The fee kills any gains you might have made by earning points or cash back.

[tonyg Goomba & Super Moderator Find all posts View Profile Close tonyg]

True for me too. Also I get an extra charge when using a card for maintenance fees, so I pay that by check. Many resorts will accept a card payment without an added fee.

[jackio Gold Contributor Find all posts View Profile Close jackio]

I pay cable, cell phone, car and home insurance on credit cards to get points. All my other bills charge fees to use a credit card.

[Icc5 Senior Member Find all posts View Profile Close Icc5]

If I remember correctly Honda let me put $5,000 on my credit card for a new car purchase. It was several years ago. I use my points for airline seats.
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