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I noticed a charge from Walmart in Hartford, CT on my bill today for $285.71. Since I hadn't been in CT, I went online and saw 4 other charges, each for $75 even, 3 at Food Bag in Bristol, CT and one at a Hess Station in Mamaroneck, NY. I contacted the fraud dept. of the credit card company, and they said that each of the purchases was made with a card. Apparently, someone cloned our card (at a restaurant or somewhere where it may have been out of our sight for a short period of time) and sold it. Although we were told we won't be responsible for the charges if they are found fraudulent, it is very disturbing.
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Jacki
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Thats frightening. But at least they didn't buy a timeshare at retail price! -
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We have had our number taken several times. The last time they used it to buy classified ads in newspapers all across the US. $6500 bucks worth!
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Jacki
A similar thing happened to me about 18 months ago. Someone got my Visa number. I noticed because they were buying gas in Brooklyn. I can't say when I was in Brooklyn, NY. Lucky for me they weren't filling up SUVs but yes it is disturbing.
Also a PITA because that card which I had for 15 years was my auto-bill one for things like EZPass, cellphones,newspapers etc. So I had to track all of those and change the billing.
The answer is ALWAYS check your statements closely and call the first second you see something odd.
Sorry this happened to you too.Lawren
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There are many wonderful places in the world, but one of my favourite places is on the back of my horse.
- Rolf KopfleComment
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Happened to us, too. My wife figures it happened at a clothing store where she bought something one time.
The person who had the card bought a lot of clothes, including some stuff from a store in Paris. Looking at the stores where the charges were incurred, my wife commented that whoever it was probably had similar tastes as hers.
Between lost cards and stolen cards now I just go with the flow. I try to keep track of where we have auto bill pays set up. About every three or four years I figure we're going to wind up with new numbers sfr one reason or another.“Maybe you shouldn't dress like that.”
“This is a blouse and skirt. I don't know what you're talking about.”
“You shouldn't wear that body.”Comment
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Your card was probably skimmed somewhere. Skimming devices have become a big problem.
As some of you know, I'm a Fraud Investigator for a bank. We have been getting hit with a lot of ATM/DBC fraud due to skimming. The bad guys go to gas stations, drug stores, etc. and swap out the store's card swipe machine for one of their own. The machine has been modified to capture the card number. They also set up a camera that records the PIN or have planted an employee who watches you put in the PIN. If you ever go in a store and want to use your DBC as a credit card and they tell you the credit system isn't working and they can only take DBC's, DON'T DO IT. Then call the police and report it.
They are also putting skimming devices right on ATM's with a hidden camera setup to record the PIN. If you are ever suspicious, don't use the ATM. Report it to the bank or police.Pat HComment
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I believe that you may not be responsable for all the charges. I think you might have to pay a $50 fee. This is how it was years ago. Not sure if it is still the same way.Timeshareforums Shirts and Mugs on sale now! http://www.cafepress.com/ts4msComment
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We had the same thing happen several years ago in Vegas. That card was only used at two places, as security at Polo Towers and with Alamo to rent a car. The clerk at Alamo excused himself and took our card to the back with him. The clerk at PT's never left the desk and the card was in plain sight the entire time. I feel pretty confident that the skimming happened at Alamo since the clerk dissapeared with the card for no good reason.
I also had a situation where Cap One issued one of their guarenteed issue CC's to someone at an address I hadn't lived at in several years. They put the wrong DOB, wrong SS #, wrong employer et.....on the short application yet they STILL issued a card for a minimal amount of credit ($500). Of course they ran the bill up in one day and never paid it.
I found that one when I went to buy a car and it showed up on the credit report. When I called Cap One to inform them they'd been scammed, they siad they were going after ME for the bill. It took a few minutes but they finally saw the light of their error of their way when I explained that their mistake was costing me on my credit score and I figured I'd have a little stonger civil case against them then they had for collection against me.Our timeshare and other photo's at http://dougp26364.smugmug.com/Comment
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I guess we were lucky. DH's backpack was stollen about 3 wks ago. It had his wallet wirh cash and all his credit and medical insurance cards and many personal cards and drivers license. Somehow all the cards were turned into the security dept at Bally's casino and returned to us in the mail. DH was not in any casino at the time of the theft.Kay HComment
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Keep in mind that anyplace you charge has your card number on file and all it takes is an internal crook with access to the numbers. Despite all my attempts at being secure, one of my card #s was stolen that way. I found out when I attempted to charge something and my card was denied. When I subsequently called the card company they told me they canceled the card due to suspicious activity. It cost me nothing (excluding the aggravation) and the total charged was only $ 147 before they canceled the card. I subsequently found out where the card # was stolen and furnished all the information I had about it. Unfortunately the fraud department at the credit issuer had an employee who was not proficient in English and I gave up after trying to explain things for a half hour.
This has led to a new personal policy of hanging up on people who I cannot communicate with.
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